Page 35 - Life Assurance
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8) Describe the basic underwriting
principles that are followed in group insurance.
9) Explain the typical eligibility requirements
that employees must meet in group insurance
plans.
10) Briefly describe the following types of
group life insurance plans:
a. Group term life insurance.
b.Group accidental death and
dismemberment insurance (AD&D).
c. Group universal life insurance.
11) a. Describe the major characteristics of
Blue Cross and Blue Shield plans.
b. Why do many employers self- insure (self-
fund) their group medical expense plans?
12) Briefly explain the following life
insurance contractual provisions.
1- Suicide clause.
2- Grace period.
3- Reinstatement clause.
13) a. Describe the incontestable clause in a
life insurance policy?
b. what is the purpose of the
incontestable clause?
99 Life41/life/life 08
principles that are followed in group insurance.
9) Explain the typical eligibility requirements
that employees must meet in group insurance
plans.
10) Briefly describe the following types of
group life insurance plans:
a. Group term life insurance.
b.Group accidental death and
dismemberment insurance (AD&D).
c. Group universal life insurance.
11) a. Describe the major characteristics of
Blue Cross and Blue Shield plans.
b. Why do many employers self- insure (self-
fund) their group medical expense plans?
12) Briefly explain the following life
insurance contractual provisions.
1- Suicide clause.
2- Grace period.
3- Reinstatement clause.
13) a. Describe the incontestable clause in a
life insurance policy?
b. what is the purpose of the
incontestable clause?
99 Life41/life/life 08
